From equipment acquisitions to commercial property and working capital — we broker tailored finance solutions for Australian businesses of all sizes.
We specialise exclusively in commercial and business finance. No personal loans. No mortgages. No insurance. Just smarter business funding — structured, efficient, and tailored to your growth objectives.
As an independent finance broker, 14 Point Finance works for you — not the banks. We access a panel of over 50 lenders including major banks, non-bank lenders, and specialist funders to find terms that suit your cash flow, asset profile, and growth plans.
Whether you're a sole trader needing a single asset financed or a growing company executing a major expansion, we apply the same precision to every deal.
Based in Jimboomba, QLD — working with businesses across Australia.
Acquire the machinery, vehicles, and technology your business needs without draining working capital. We structure equipment loans and leases to align with asset life and your cash flow cycle.
Access unsecured and secured business lending designed around how your business actually operates. From short-term bridging to multi-year term loans — structured to support your strategy, not constrain it.
Finance the purchase, refinance, or development of commercial real estate with bespoke loan structures. We work with specialist commercial lenders to deliver competitive rates and sensible LVRs for businesses and investors.
Keep operations running smoothly and capitalise on growth opportunities without cash flow gaps holding you back. We structure flexible facilities that breathe with your business cycle.
We are not a bank. We are not tied to a single lender. Our sole objective is to secure the best commercial finance outcome for your business — every time.
Start Your ApplicationWe work for you, not the banks. With access to 50+ lenders, we compare the market to find genuinely competitive terms — not just the products we're paid most to sell.
We don't do personal finance, home loans, or insurance. 100% of our expertise, lender relationships, and deal structures are built around business finance.
Many of our deals settle within 24–48 hours. We prepare thorough submissions from day one, so your application lands with lenders ready to approve.
Whether you're starting out or scaling up, we've structured deals across the full business spectrum — with the same level of personal service regardless of loan size.
No hidden fees, no confusing jargon. We explain every option clearly and help you understand the true cost and structure of any finance facility.
From initial enquiry to settlement — we handle the complexity so you can focus on running your business.
Tell us what you need. We'll assess your situation, goals, and financing requirements — no cost, no obligation, no hard credit enquiry at this stage.
We search our panel of 50+ commercial lenders and identify the most suitable products. You'll see a clear comparison of your best options.
We prepare and lodge a complete, well-packaged application with your chosen lender — minimising delays and maximising approval confidence.
Once approved, we manage all documentation and coordinate settlement. Many deals fund within 24–48 hours of approval.
We work with businesses across every industry — from start-ups acquiring their first asset to established operators managing complex capital structures.
Builders, civil contractors, plumbers, electricians — equipment and working capital finance
Owner-operators to fleets — truck finance, trailers and cold chain equipment
Production equipment, factory expansions, and working capital for manufacturers
Stock finance, fit-out loans, and growth capital for product-based businesses
Medical equipment, practice fit-outs, and clinic acquisition finance
Law firms, accountancies, consultancies — practice growth and technology finance
Farm machinery, irrigation, and rural infrastructure finance for agribusiness
Restaurant fit-outs, kitchen equipment, and accommodation infrastructure
Server infrastructure, software platforms, and technology fleet finance
We're not restricted to one bank's products or one lender's criteria. Our panel includes Australia's major banks, tier-two banks, non-bank lenders, and specialist commercial funders — giving us the breadth to find the right fit for your specific deal.
Major Banks & Big 4 Lenders
Tier-Two & Regional Banks
Non-Bank & Specialist Lenders
Private & Alternative Funders
Get a free, no-obligation assessment from our commercial finance specialists. We'll identify your best options across our full lender panel — usually within the same business day.
Get a Free Assessment Call 0405 195 084"From sole traders to large companies — we provide smarter, faster finance solutions that support long-term growth."
14 Point Finance
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